If you are in a car accident, the entire situation can easily leave you reeling afterwards. Between getting medical care, figuring out who is at fault, what to do with your car, and deciding whether you should call the insurance company (yours or the other driver’s), you are likely to be easily overwhelmed, and rightfully so.
The insurance companies
When you are involved in a car accident, you are not directly against the insurance company. Instead, you probably want to ensure you receive fair compensation for injuries or damages suffered.
Insurance companies play an important role in this process because they cover the costs under the terms of the policies involved. They get to put a number on your injuries and if you do not have someone to protect you, how do you know that number is fair?
Insurance adjuster: friend or foe?
After an accident, you will probably interact with an insurance adjuster. They are the ones responsible for assessing the damage and determining the compensation.
While they may seem friendly (and they often will), it is crucial to know that their primary goal is to protect the interests of the insurance company.
This does not mean they are your enemy; it just means they are working for the insurance company, and their role is to protect the company and the company’s bottom line.
Dealing with insurance tactics
Insurance companies might employ tactics to minimize payouts, like offering quick settlements or downplaying the severity of your injuries.
If you do not have an attorney to represent you and advocate for your rights and what is fair, you may be stuck with much less than what you deserve.
Your personal injury attorney
This is where personal injury lawyers come in. Navigating the legalities of a car accident, including the interactions with the insurance companies, can be overwhelming, especially if you do not know what you are doing.
Having an advocate, in this case, a personal injury attorney, means having someone on your side who will fight for your best interests and get the fair compensation you deserve.